Business insurance at the speed of technology
Our AI agents request quotes from more than twenty carriers at once, and a broker reviews, binds and advises you along the way.
Our philosophy
We remove before we add.
A traditional broker spends more than half of their time on admin. We handed that to AI agents: reading policy wordings, requesting quotes, preparing documents. What remains is a person with time to advise you.
We are brokers, not agents of a carrier. We recommend on an objective analysis of the market, and we show it to you.
How it works
How it works
Four steps. One conversation.
- 01 //
Tell us once
Describe your company in a ten-minute conversation. You will never fill in the same form again.
- 02 //
The agents go to market
Our AI agents request quotes from more than twenty carriers at once and return a comparison by price, cover and deductibles.
- 03 //
A person reviews and binds
A licensed broker reviews every term, explains the recommendation and binds the policy.
- 04 //
Your policies, under control
All in one view: expiry dates, cover and documents. Changes by chat, renewals prepared sixty days ahead.
In numbers
Minutes, not days.
- 0 min
- from conversation to comparison
- 0+
- carriers quoted at the same time
- 0 days
- ahead of every renewal
Coverage
Everything a growing company carries.
Modular by design. Start with what you need today and add lines as you grow.
Get a quote- 01Directors & Officers (D&O)Protects the personal assets of the people who make the decisions.
- 02Professional liability (E&O)When the service fails and the client claims.
- 03CyberIncident response, extortion and business interruption.
- 04Commercial multi-riskOffices, equipment, stock and the income they generate.
- 05General liabilityThird-party injury and damage wherever you operate.
- 06Fleet & transportVehicles, cargo and everything in motion.
- 07AgriculturalCrops, facilities and climate risk.
- 08W&I for acquisitionsSPA warranties and indemnities covered by an insurer.
Insurance due diligence
The most neglected step of a deal.
We analyse the target's full policy pack on the actual documents, in hours, and leave it ready for the SPA. For private-equity funds, portfolio companies, M&A advisors and companies being sold.
If you sell
A structured insurance data room, a cover audit against the real assets, and gaps detected and priced before the buyer finds them.
If you buy
A complete reading of the target's policies, gaps scored by severity with an estimated cost to close, and a comparison with similar deals.
Why Italica
A broker rebuilt from the ground up.
Questions
Straight answers.
How much does it cost?
Nothing beyond the premium. Like every broker, we earn a commission from the insurer when a policy is bound, and you see it in every proposal.
How fast can I be covered?
The comparison arrives in minutes. Simple lines bind the same week. Complex programmes take longer, and you will know where they stand.
Does the AI decide what I buy?
No. The AI agents read, compare and draft. A licensed broker reviews every recommendation and every policy before it reaches you, and is the one who binds it.
What is insurance due diligence?
A review of a company's policy pack before buying or selling it: what is covered, what is missing and what it would cost to close. Italica does it in hours on the actual documents.
I already have a broker. Can I switch?
Yes. We review your current policies free of charge and tell you plainly whether we can do better.
Where are you licensed?
Italica is an independent insurance broker registered with the DGSFP in Spain, passported to operate across the European Union.
Build on solid ground.
A first conversation takes ten minutes.
Or email us at hello@italicainsurance.com